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Pay at Close

Built specifically for real estate transactions.

When an agent gets a new listing, they often have to pay for marketing expenses like media. This allows you, the agent, to pay for your media at the time of the property's closing, rather than upfront and by providing you funds for these services, up to 1.5% of the property's list price. The rate is based on the agent's credit score.

Rates start at 0%
No hidden fees. No origination fees. Just a one-time flat fee
Fast and easy
Apply, see your rate, and pay in minutes
No Impact on credit
Applying and using funds does not impact credit
How to
Just select Pay at Close with TITUS as your payment method at checkout to apply

Credit Score and Rates

Super Prime (800+) 0%

Prime (740-799) 4%

Near Prime (670-739) 6.5%

Subprime (640-669) 8%

What happens if your listing doesn't sell?

You have a couple of options: defer the payment to another one of your listings. The loan period is for approximately six months. If the term expires and you do not have another listing to defer the payment to, the amount will be paid from a debit or ACH account you have on file with Titus. You can also roll the expense to another commission for an additional fee.

How does the fee work?

When the home sells, Titus is repaid for any funds used plus a flat fee. For example, if $100 is spent on listing prep with a 4% fee. Titus is repaid $104 when the home sells.

What if the home doesn't sell?

For agents, after 6 months you can either repay or roll the expense to another commission for an additional fee.

What is the most I can defer?

Agents can qualify for up to $25,000 based on the expected commission amount.additional fee.

Will it affect my credit?

Titus performs a soft credit pull for pre-qualification purposes, which does not impact your credit score. However, if the loan is not repaid on time, Titus may report the delinquency to credit bureaus, which could affect your credit score.

Let’s Capture Your Next Listing!

Let’s connect and bring your next listing to life. Reach out for bookings, questions, or to chat about how we can help your property stand out. We’re here to make every space shine.

Showcase your Property’s
True Potential.

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(504) 467-1122